July 16, 2019
"Are New Financial Regulations In Your Best Interest?"
Across the country, laws that regulate how and why a salesperson can sell you a financial product (insurance, stocks, financial plans, etc.) are changing in attempt to protect consumers. Here’s everything you need to know so far.
June 20, 2019
"How Upcoming Changes To Retirement Savings Laws Will Affect Your Financial Future"
There is a new bill being discussed in Congress called the SECURE Act. Whether in its current state or a newer version, this multi-faceted and bi-partisan plan is likely to pass in the near future. What are the likely terms of the SECURE Act and how might it affect your financial future?
June 18, 2019
"The Next Bear Market Is Coming: Is Your Retirement Portfolio Ready?"
With a bear market likely on the horizon, make sure the choices you’re making align with how long you have until retirement. At 25, you shouldn’t be making the same decisions as your parents at 60 or vice versa. Here are ways you can plan according to your current situation.
June 11, 2019
"Three Ways To Turn Savings Into Retirement Income"
If you’re nearing retirement age, you most likely have a nice little nest egg you’re sitting on that will act as your income once the paychecks stop rolling in. But how do you take that money and turn it into income that will last throughout your retirement?
June 4, 2019
"Getting What You Need From A Financial Advisor"
The truth is, “financial advisor” is an umbrella term, but not every advisor has the same expertise or is trained to handle exactly what you need. Make sure you understand exactly what you're looking for so you know which of these experts can help you.
May 28, 2019
"Help Needed?: Why You Should Seek A Financial Advisor"
In a Do-It-Yourself society, we often try to avoid asking for help because “we got this.” But when it comes to your financial future, the consequence of DIY retirement planning could be a lot worse than a bathroom remodel gone wrong.
May 7, 2019
"Ask A Financial Advisor: Are You Part Of A Team?"
When you’re interviewing potential financial advisors, there are a lot of questions you’ll want to ask to make sure you’re choosing the right advisor for you. One very important question to ask is this: Do you have a team? Here's why.
May 1, 2019
Understanding what level of communication you should expect from your financial advisor will be important as you move forward in the professional relationship, so one of the questions you need to ask each advisor you’re considering is this: How often will we be meeting?
April 16, 2019
"The Cost Of Financial Independence: How You Pay Your Advisor"
Financial advisors and planners don’t all conduct business exactly the same way. Being individual people, they each have their own philosophy, their own experienced-based opinions and their own way of charging you for their expertise. Here are the five common ways that advisors will be paid.
April 9, 2019
"You're On Your Own: Rethinking Your Retirement Income Sources"
The classic model of retirement income is the three-legged stool: the largest chunk comes from your pension, then your Social Security. Your savings only needed to account for about 10% of your income. Throw out that idea and understand this model: you're on your own.
April 5, 2019
"So You Think You Should Downsize"
As an empty nester with children who have grown up and started their own families, and a retiree with less of a steady income, downsizing your living arrangements may be something you need—and want—to do. Here are a few things you should and should not do when thinking about downsizing.
April 2, 2019
"From Diapers To Daycare: Financial Planning For Growing Families"
Having kids will likely be the best gift you ever give yourself—and also the most expensive. Be sure to consider the costs that will continue to add up as your kids grow into teenagers and adults. Here are some of the financial considerations to think about when growing your family.
March 26, 2019
"Getting Married? It's Time To Plan For Retirement"
Planning for a marriage doesn’t end at the wedding planning. You’re no longer planning your finances independently. Making sure you're prepared to retire as a couple means starting to think about your financial situation even before you put on the rings.
March 19, 2019
"Financial Considerations For The Future: Buying A House"
The American dream as we’ve always known it is to find yourself in the big house with the white picket fence. That’s how you know you’ve made it. But is a purchase as immense as your own home a good financial decision for everyone? Consider these factors before you start talking to realtors.
March 15, 2019
"Your Legacy: Leaving Behind More Than Money"
What we leave behind can have a monumental impact on the people in our lives. As you plan to reach financial independence in preparation for your own retirement, start thinking about what you want to leave behind and how you can make your impact greater—financially and emotionally.
March 12, 2019
"Rethinking Tax Considerations When Planning To Retire"
There is a common misconception that when you reach your retirement years, your income will be lower and therefore you’ll be in a lower tax bracket. But planning to be in a lower tax bracket means you’re not properly preparing for the future. Here is how you can rethink taxes going into retirement.
March 5, 2019
"The Sandwich Generation: Financial Planning On A Multigenerational Level"
Building wealth and reaching financial independence is not always easy, and it gets even more difficult when you’re sandwiched between two generations who need your support. There are multiple things to consider when navigating financial decisions for yourself, your parents and your children.
February 26, 2019
"Saving For Retirement In Your 20s: The Effect Of Student Loans"
Saving money at a young age can be difficult for multiple reasons, not the least of which is the growing financial burden of a college education. Here are some things you should think about if you’re considering taking—or have already taken—student loans.